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Legal · Financiario LLC

Cookie Policy

Effective Date: October 7, 2026  ·  Last Revised: October 7, 2026  ·  Policy version: 2026-11
Applies to: academy.oanalabes.com, its lead-magnet subdomains (for example book-on-a-page.oanalabes.com) and the oanalabes.com pages that show this cookie banner · Operated by Financiario LLC · Version française
On This Page
  • 1. Summary
  • 2. What Cookies Are
  • 3. Categories & Legal Basis
  • 4. Your Choices
  • 5. Full Inventory
  • 6. Global Privacy Control
  • 7. Proof of Consent
  • 8. Fonts, Images & Hosting
  • 9. Regional Notes
  • 10. Changes
  • 11. Contact

1. Summary

This policy explains which cookies and similar technologies run on academy.oanalabes.com, its lead-magnet subdomains and the oanalabes.com pages that show our cookie banner, who sets them, why, and for how long. It supplements our Privacy Policy.

  • Only strictly necessary technologies run until you choose. Analytics, marketing and embedded third-party content are off by default.
  • Before you choose, your browser requests nothing from third-party servers: our images, icons and fonts are served from our own server. The only exceptions are our hosting provider, Netlify, which delivers every page, and the CEO Finance Circle™ points and leaderboard pages, which read published points data from Google Sheets (see the inventory).
  • "Accept all", "Reject all" and "Customize" carry equal weight in our banner. Rejecting is as easy as accepting.
  • You can change or withdraw your choice at any time.
  • We honour Global Privacy Control (GPC).

2. What Cookies and Similar Technologies Are

A cookie is a small text file that a website stores in your browser. Similar technologies work the same way for our purposes and are covered by this policy: browser local storage and session storage, scripts that load from third-party servers, and content embedded from other services (for example video players and forms), which can read or store information on your device and receive your IP address.

First-party technologies are set by academy.oanalabes.com. Third-party technologies are set by another provider whose content or script runs on our pages. Third parties process data under their own privacy policies, linked in the inventory below.

3. Categories & Legal Basis

Strictly necessary — always on

Needed to deliver the site and to remember your cookie choice. They cannot be switched off. Legal basis: strictly necessary to provide the service you request, and our legitimate interest in running a secure, working site.

Preferences & embedded media — off by default

Newsletter forms, video players, testimonial widgets, webinar registration, embedded forms, add-to-calendar tools, our website assistant (Chatbase), and results the site saves in your browser at your request. Legal basis: your consent.

Analytics — off by default

Google Tag Manager and Google Analytics, used to measure visits and improve the site. Legal basis: your consent.

Marketing — off by default, and forced off while GPC is on

Newsletter sign-up attribution (Beehiiv), the StreamYard live-stream player (which loads StreamYard's own advertising and affiliate tracking, such as MNTN and FirstPromoter), and any advertising tags deployed through Google Tag Manager. Legal basis: your consent.

When a category is off, its scripts do not load and its embeds are replaced by a placeholder. You can load a single embed with its "Load content" button without changing your saved choice for the whole category.

4. How to Change or Withdraw Your Choice

Open your cookie settings at any time. The same controls are linked in the footer of every page.

When you withdraw consent, we reload the page so the scripts of the categories you withdrew stop running. When you withdraw Preferences & embedded media, we also delete the site's saved data in your browser (ceo_diag_scores, academyMasterclassPopupShown, the Wistia keys wistia and wistia-video-progress-<id>, and message_bubbles_have_been_shown) and the Chatbase cookie (chatbase_anon_id) set on our domain. When you withdraw Analytics, we also delete the Google Analytics cookies (_ga, _ga_<container-id>) set on our domain. Withdrawal does not affect processing that took place before it. Cookies already set by third parties stay in your browser until they expire or you delete them; you can delete them in your browser settings.

You can also block or delete cookies in your browser. If you block strictly necessary cookies, we cannot remember your choice and the banner will appear on each visit.

5. Full Inventory

Where a third party does not publish fixed cookie names, we name the provider and link its policy instead of listing names we cannot verify.

Strictly necessary
NameProviderCategoryPurposeDuration1st / 3rd party
oa_consent (cookie)Financiario LLC (academy.oanalabes.com)Strictly necessaryStores your cookie choice: categories allowed, policy version, a random consent ID, date, GPC status and language. Shared across oanalabes.com subdomains. A choice older than 12 months is treated as expired and you are asked again.12 months (some browsers, such as Safari, may cap it at 7 days)1st party
oa_lang (cookie)Financiario LLCStrictly necessaryRemembers the language (EN/FR) you picked in the cookie banner. Set only if you use the language switch.1 year1st party
Netlify hostingNetlify, Inc.Strictly necessaryHosts and delivers the site; processes IP address and request data for delivery and security. We set no cookies through Netlify. See netlify.com/privacy.No cookies3rd party (service provider)
Site configuration (webinar-config.json, offer-config.json)Financiario LLCStrictly necessaryLoads event dates and offer settings from our own server.No cookies1st party
Google Sheets (CEO Finance Circle™ points and leaderboard pages)Google LLCStrictly necessaryReads published points data on the Circle points and leaderboard pages when they load. No cookies are set by us; Google receives your IP address when the data loads. See policies.google.com/privacy.No cookies3rd party
oana_signed_in, oana_user_name (localStorage)Financiario LLC (oanalabes.com)Strictly necessaryOnly on archived oanalabes.com store pages. Set when you sign in, to keep you signed in and show your name; removed when you sign out.Until you sign out or clear your browser storage1st party
oana_cart, oana_purchases (localStorage)Financiario LLC (oanalabes.com)Strictly necessaryOnly on archived oanalabes.com store pages. Set when you add an item to the cart or complete a checkout, to keep your cart and purchased items between pages.Until you clear your browser storage1st party
Preferences & embedded media
NameProviderCategoryPurposeDuration1st / 3rd party
ceo_diag_scores (localStorage)Financiario LLCPreferencesHolds your CEO Diagnostic™ answers in your browser while you complete the email step, then deletes them once your results are shown. Without consent, answers are kept in memory for the current page only.Until your results are shown, you clear it, or you withdraw consent1st party
academyMasterclassPopupShown (sessionStorage)Financiario LLCPreferencesRemembers that the masterclass invitation was shown, so it does not reappear during your visit.Until you close the tab1st party
wistia, wistia-video-progress-<id> (localStorage)Wistia, Inc.PreferencesRemembers video player settings and playback position for embedded Wistia videos.Until you clear your browser storage; deleted when you withdraw Preferences & embedded media1st-party storage written by a Wistia script
message_bubbles_have_been_shown (sessionStorage)ChatbasePreferencesRemembers that the chat assistant's welcome bubbles were shown.Until you close the tab1st-party storage written by a Chatbase script
Beehiiv forms and embedsBeehiiv, Inc.PreferencesNewsletter sign-up forms (The Finance Gem) and embedded newsletter content.Set by Beehiiv; see beehiiv.com/privacy3rd party
SenjaSenjaPreferencesDisplays member testimonials and testimonial media.Set by Senja; see senja.io/privacy3rd party
WistiaWistia, Inc.PreferencesPlays embedded videos.Set by Wistia; see wistia.com/privacy3rd party
YouTube (privacy-enhanced mode, youtube-nocookie.com)Google LLCPreferencesPlays embedded YouTube videos. In privacy-enhanced mode YouTube may still store information in your browser once you play a video.Set by Google; see policies.google.com/privacy3rd party
eWebinareWebinarPreferencesWebinar registration widget and on-demand webinar sessions.Set by eWebinar; see ewebinar.com/privacy3rd party
JotformJotform Inc.PreferencesEmbedded forms, such as program applications.Set by Jotform; see jotform.com/privacy3rd party
addtocalendar.comAddToCalendarPreferences"Add to calendar" button for event dates.Set by addtocalendar.com; see addtocalendar.com3rd party
Chatbase (website assistant)ChatbasePreferencesRuns the chat assistant on our pages and processes the messages you send it.Set by Chatbase; see chatbase.co/legal/privacy3rd party
chatbase_anon_idChatbasePreferencesAnonymous identifier that keeps your conversation with the chat assistant. Set only if Preferences & embedded media is accepted; deleted when you withdraw it.Set by Chatbase1st-party cookie set by a Chatbase script
Analytics — set only if you accept Analytics
NameProviderCategoryPurposeDuration1st / 3rd party
Google Tag Manager (GTM-NG8HHKFL)Google LLCAnalyticsLoads our analytics tags. Tag Manager itself does not set cookies; Google receives your IP address when it loads. Not loaded at all unless you accept Analytics.No cookies of its own3rd party
_gaGoogle LLC (Google Analytics)AnalyticsDistinguishes visitors to produce aggregated usage statistics. Set only if Analytics is accepted; deleted when you withdraw Analytics.2 years1st-party cookie set by a Google script
_ga_<container-id>Google LLC (Google Analytics)AnalyticsKeeps session state for Google Analytics. Set only if Analytics is accepted; deleted when you withdraw Analytics.2 years1st-party cookie set by a Google script
Marketing — set only if you accept Marketing and GPC is off
NameProviderCategoryPurposeDuration1st / 3rd party
Beehiiv attribution (attribution.js)Beehiiv, Inc.MarketingRecords which page or campaign led to a newsletter sign-up.Set by Beehiiv; see beehiiv.com/privacy3rd party
StreamYardStreamYardMarketingEmbeds live and recorded broadcasts (for example the masterclass). The StreamYard player also loads StreamYard's own advertising and affiliate tracking (MNTN, FirstPromoter), so it loads only in this category.Set by StreamYard; see streamyard.com (privacy policy)3rd party
Advertising tags via Google Tag ManagerAs listed here when deployedMarketingMeasures the results of our advertising. Any advertising tag we deploy loads only in this category and will be listed in this table before use.Set by the advertising provider3rd party

Third-party providers loaded by embeds

These providers are loaded by the embeds listed above, not by us directly; they apply only after you allow the category shown, except where marked strictly necessary.

ProviderPurposeCategory on our siteLoaded whenDataLocationTheir privacy policy
StripePayment processing and fraud prevention inside the Jotform application formPreferences & embedded mediaWhen the Jotform form loads on the COMMAND application pageIP address, device and browser information, pages where the embed appears; payment details you enter. Cookie: m (m.stripe.com, 400 days)United Statesstripe.com/privacy
hCaptcha (Intuition Machines)Bot protection, loaded by Stripe inside the Jotform formPreferences & embedded mediaSame as StripeIP address, device and browser information, pages where the embed appears; interaction signals used to tell humans from bots. Cookie: hmt_id (api.hcaptcha.com, 30 days)United States / other (see their policy)hcaptcha.com/privacy
Google reCAPTCHA (Google LLC)Bot protection inside the eWebinar registration widgetPreferences & embedded mediaWhen the eWebinar widget loads on the masterclass pageIP address, device and browser information, pages where the embed appears; interaction signals used to tell humans from bots. Cookie: _GRECAPTCHA (www.google.com, 180 days)United Statespolicies.google.com/privacy
Google Fonts (Google LLC)Fonts used inside embedsPreferences & embedded mediaWith the Beehiiv, Senja, YouTube and eWebinar embedsIP address, device and browser information, pages where the embed appearsUnited Statespolicies.google.com/privacy
Google (YouTube bot protection, Tag Manager containers of Beehiiv and StreamYard, WebFont loader)Security and the embed providers' own analyticsPreferences & embedded media (StreamYard: Marketing)With the YouTube, Beehiiv, Senja and StreamYard embedsIP address, device and browser information, pages where the embed appearsUnited Statespolicies.google.com/privacy
HUMAN Security (PerimeterX)Bot and fraud protection for the Beehiiv sign-up formPreferences & embedded mediaWith the Beehiiv newsletter form (sign-up, checklist, diagnostic and lead-magnet pages)IP address, device and browser information, pages where the embed appears; interaction signals used to tell humans from bots. Cookies: _pxvid (.beehiiv.com, 365 days), _px3 and pxcts (.beehiiv.com, short-lived or session)United Stateshumansecurity.com/privacy
Cloudflare (incl. Cloudflare Web Analytics)Security, content delivery and the providers' traffic analyticsPreferences & embedded media (StreamYard: Marketing)With the Beehiiv, Jotform (hCaptcha), Chatbase and StreamYard embedsIP address, device and browser information, pages where the embed appears. Cookies: cf_clearance (.beehiiv.com, 365 days); __cf_bm, __cflb, _cfuvid (under 1 hour or session)Global networkcloudflare.com/privacypolicy
Sentry (Functional Software)Error monitoring for the embed providersPreferences & embedded media (StreamYard: Marketing)With the Wistia and StreamYard embedsIP address, device and browser information, pages where the embed appearsUnited Statessentry.io/privacy
ImageKit, Mux, Gravatar (Automattic), WordPress.com CDN (Automattic)Images and video thumbnails in testimonialsPreferences & embedded mediaWith the Senja testimonial widget (lead-magnet pages, Success Stories)IP address, device and browser information, pages where the embed appearsUnited States; ImageKit: India (global CDN)imagekit.io/privacy-policy, mux.com/privacy, automattic.com/privacy
JSPM CDNScript delivery for the Beehiiv formPreferences & embedded mediaWith the Beehiiv formIP address, device and browser information, pages where the embed appearsGlobal networkjspm.org
MNTN (mountain.com)Advertising measurement by StreamYardMarketingWith the StreamYard live-stream embed (homepage registration, join page, masterclass landing page)IP address, device and browser information, pages where the embed appears. Cookies: guid, rt, tt (.mountain.com, 365 days)United Statesmountain.com/privacy-policy
FirstPromoterAffiliate tracking by StreamYardMarketingSame as MNTNIP address, device and browser information, pages where the embed appearsUnited Statesfirstpromoter.com/privacy
ProfitWell (Paddle)Subscription analytics by StreamYardMarketingSame as MNTNIP address, device and browser information, pages where the embed appearsUnited Statespaddle.com/legal/privacy
Bending SpoonsStreamYard's parent company; service telemetryMarketingSame as MNTNIP address, device and browser information, pages where the embed appearsUnited States / other (see their policy)bendingspoons.com/privacy
Google Sheets (Google LLC)Supplies the Circle points leaderboard dataStrictly necessaryEvery visit to the Circle points and leaderboard pages (sends your IP address to Google)IP address, device and browser information, pages where the embed appearsUnited Statespolicies.google.com/privacy

6. Global Privacy Control & Do Not Sell or Share

We honour the Global Privacy Control (GPC) signal. When your browser sends GPC, we treat it as a valid request to opt out of the sale or sharing of your personal information. The Marketing category stays off and cannot be switched on while GPC is active, and our server records the marketing choice as off even if a request says otherwise.

We do not sell personal information for money. Some marketing technologies may count as "selling" or "sharing" under California and other US state laws. To opt out without GPC, use . It opens your cookie settings with Marketing selected so you can switch it off.

7. Proof of Consent & Renewal

We keep a record so we can demonstrate consent. A record is created each time you save a choice, each time you load a single embed with its "Load content" button (the record names the provider, for example YouTube), and automatically when your browser sends Global Privacy Control.

Each record contains: the random consent ID, the categories allowed, the type of action, the policy version and the version of the banner text you saw, the date and time, your GPC status, your language, the page path (without any query string), your browser family and operating system family (not the full browser identifier), your country, and a truncated IP address (the last part removed). We keep these records for 3 years, then delete them automatically.

We ask for your choice again every 12 months: a choice older than 12 months is treated as expired even if the cookie is still in your browser. We also ask sooner whenever this policy changes in a way that requires new consent. Some browsers, such as Safari, limit cookies set by a script to 7 days, so you may be asked again sooner.

8. Fonts, Images & Hosting

We self-host the fonts, images and icons used on our own pages, including client logos, testimonial photos and course images, and we do not request fonts from Google when you browse our site. However, some third-party services we embed (for example, video, webinar, form or testimonial embeds) may load their own resources, including fonts from Google Fonts, from their providers once you allow them. Those providers are listed in the third-party providers table in Section 5.

The site is hosted by Netlify. Netlify processes request data (including IP address) to deliver and secure the site; we do not set cookies through Netlify.

9. Regional Notes

European Union / EEA

We follow the GDPR and the ePrivacy Directive as implemented in your country: non-necessary technologies run only with your prior, specific, informed and freely given consent, which you can withdraw as easily as you gave it.

United Kingdom

We follow the UK GDPR and the Privacy and Electronic Communications Regulations (PECR) on the same basis as for the EU/EEA.

Canada

We follow PIPEDA. For Quebec residents under Law 25, privacy-invasive technologies are off by default (privacy by default), and this policy, our Privacy Policy and our cookie banner are available in French: Politique relative aux témoins.

United States

We follow the CCPA as amended by the CPRA and other US state privacy laws. You can opt out of the sale or sharing of personal information and of targeted advertising with GPC or the Do Not Sell or Share link. See Section 8 of our Privacy Policy for your other rights.

10. Changes to This Policy

We update this policy when the technologies we use change. Each update carries a new date and policy version at the top of this page. When a change affects what you consented to, we ask for your choice again.

11. Contact

Financiario LLC — Cookie & Privacy Inquiries

Email: support@financiario.com

Platforms: financiario.com  ·  oanalabes.com  ·  courses.oanalabes.com

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